Individual Agent Errors and Omissions Insurance

At IronPointREO we understand the critical importance of safeguarding your real estate career. While your brokerage’s real estate agent E&O insurance policy offers some protection, it may not fully shield you from the unique risks you face as an individual agent. Today, we’ll explore why securing your own E&O policy is essential for ensuring your peace of mind and protecting your hard-earned assets.

1. Personalized Protection for Your Unique Needs:

Your brokerage’s E&O policy is designed to provide general coverage, but it may not address the specific challenges you encounter in your day-to-day operations. An individual agent E&O policy allows you to tailor coverage to your precise needs, ensuring that you’re fully protected against potential claims and liabilities that arise from your professional activities.

2. Fill the Gaps in Coverage:

Many agents are unaware of the gaps in coverage that exist within their brokerage’s policy. From changes in ownership to limitations on covered services, relying solely on your brokerage’s E&O policy can leave you exposed to significant risks. By securing your own E&O policy, you can fill these gaps and ensure that you have comprehensive protection for all aspects of your business.

3. Continuity Across Brokerages, Including Prior Acts:

One of the most significant benefits of an individual agent E&O policy is its continuity across brokerages, including coverage for prior acts. Whether you’re transitioning between firms or operating independently, your policy remains in place to protect you against liabilities stemming from past professional activities. This ensures that you’re never without the coverage you need, no matter where your career takes you.

4. Customized Business Tools and Services:

In addition to providing essential coverage, an individual agent E&O policy offers customized business tools and services tailored to your exact needs. From risk management resources to legal assistance, you’ll have access to the support you need to navigate the complexities of the real estate industry with confidence.

Your real estate career is your most valuable asset, and it deserves the utmost protection. Don’t leave your future to chance—take control of your destiny by securing your individual agent errors and omissions insurance policy today. With personalized protection, gap-free coverage, continuity across brokerages, and access to valuable business tools and services, you can build your career with confidence and peace of mind. Contact IronPointREO or one of our agents to learn more about your options and take the first step toward securing your professional future.